The Right Life Insurance

Whole life Insurance is designed to provide permanent coverage. The coverage and the financial benefits provided will be there when it is needed, no matter when that may be. Whole Life provides a stable premium, a guaranteed death benefit, and cash values. It also provides the potential to receive policy dividends. When you need coverage for a limited amount of time, term insurance may be the right choice. For example, if you’re planning for the college education of your eight-year-old you could choose 10-year term coverage to cover the number of years you intend to save for college. 

In the event of your death, term life insurance can also be used to meet long-term debts such as a mortgage, short-term debts like auto loans and day-to-day expenses. Indexed Universal Life is a flexible premium life insurance policy that provides a death benefit and the ability to build accumulation value. Offering both fixed and indexed options this product has the potential to earn interest based upon the performance of the Index. Accidental death term insurance is designed to provide a set amount of coverage and fixed premium to a specific age and pays a benefit if you die during that time as the result of an accidental death.